The festive season can be a hard time of year when it comes to money. There can be a lot of pressure to overspend, but you don’t want to be left in financial difficulty.
Always know your budget
Creating a budget is a great way to plan how much you can spend. Citizens Advice has a free budgeting tool to help you see what you are earning and how much you can spend without going into the red. Understanding what government support is available to you is also a good step to take when looking at your income.
Getting out of debt
Knowing your budget can also help you to make a payment plan for any outstanding debt. If you are struggling with overdue payments, Stepchange offers tailored debt advice based on an assessment of your finances.
There’s also the Money Advice Service, offering free and impartial advice on debt and working out the true cost of borrowing money. They even have resources to help you cut costs on bills, and their free money health check tool can help you to know where you stand with your finances.
Support from The Printing Charity
Money worries can feel overwhelming. Our helpline advisers are always here, and can offer information and advice to help you move forward with a plan. See how you can access the free service – they may be able to suggest something you haven’t thought of.