Your personal information is very valuable, and criminals are always coming up with elaborate new ways to make you part with it. Older people are often seen as easy targets and therefore need to be extra vigilant to scammers’ tactics. Follow and share our top tips to avoid being scammed.
What is a scam?
Scams come in many different disguises; however the ultimate aim is to part you from your money. To do this, scammers try to build trust with you by forming a relationship by phone, email or in person. Once they have that trust, they will trick you into sharing personal information that leads them to their goal.
Tips to avoid scams
Stay informed: Keep up-to-date with the methods scammers use. Age UK lists the most typical types of scam as well as details about latest scams they’ve heard of. They also run in-person regional scam prevention meetings to provide in depth information and tailored advice.
Be sceptical: If something seems too good to be true, it probably is. Be cautious of unsolicited emails, phone calls, texts, or letters asking for personal or financial information. Don’t worry about ending the conversation and checking up for yourself if they were legitimate.
Verify identities: Don’t be afraid to ask for identification from anyone claiming to be from an organisation, such as a bank or utility company. Legitimate representatives will not mind providing this information.
Secure personal information: Never give out personal or financial information over the phone, email, or online unless you initiated the contact and are certain of the recipient’s identity.
Use strong passwords: Ensure that all online accounts are protected with strong, unique passwords. Consider a password manager to make and store your passwords. Using an authenticator app can add an extra layer of security. Age UK has lots more information about how to protect your passwords.
Stay secure online: There are lots of ways scammers can access your information online. You can protect yourself by keeping your computer, smartphone and other devices updated with the latest security software. Always be cautious when clicking on links or downloading attachments from unknown sources.
Be wary of pressure tactics: Scammers often use pressure tactics to rush victims into making decisions. Take your time and don’t be afraid to seek advice from family, friends or professionals before making any financial decisions. They can provide support, offer advice and help recognise potential scams.
Report suspected scams: If you suspect you have been targeted by a scam, report it to Action Fraud or the police immediately. By reporting scams, you can help prevent others from falling victim.
Being informed is your best defence against scams, whatever your age. Make sure to keep up to date with the latest scams and help protect others by sharing this article with your friends and family.